Savings
From the young saver to the seasoned saver, Standard Affluent Private Bank offers a great place to safely keep your nest egg. Opening a savings account is perfect for anyone who wants to start saving money, needs easy access to funds, to help with unexpected expenses and of course to save money for those things you have always wanted. CresCom offers a variety of Savings Account solutions, which include Young Savers, Pay You First and IRA savings.
To find out about other options on how to make your dollar go further, visit our certificates of deposit section. For more information, please call us +1 (919) 689 1999.
Savings Account Type |
Balance Requirement | Service Charge | Earns Interest | Details | Open a New Account Today |
|---|---|---|---|---|---|
Young Savers |
Yes* | Yes** | Yes |
** After the first 2 withdrawals or transfers each month, a per-withdrawal charge of $10.00 will be imposed | |
Savings |
Yes* | Yes** | Yes |
** After the first 6 withdrawals or transfers each month, a per-withdrawal charge of $10.00 will be imposed | Open Now |
Pay You First |
No* | Yes** | Yes |
** After the 1st withdrawal or transfer each month, a per-withdrawal charge of $10.00 will be imposed | |
IRA Savings |
Yes | Yes | Yes |
|
- Young Savers
- Yes*
- Yes**
- Yes
- $7.00 monthly maintenance fee
- $25.00 minimum balance required to avoid the monthly maintenance fee
- Complimentary Online Banking
- Quarterly Statement
** After the first 2 withdrawals or transfers each month, a per-withdrawal charge of $10.00 will be imposed
- Savings
- Yes*
- Yes**
- Yes
- $25.00 minimum to open
- $7.00 monthly maintenance fee
- $200.00 minimum balance required to avoid the monthly maintenance fee
- Interest bearing account (tiered)
- Complimentary Online Banking
- Quarterly Statements
- Balance $25,000 and over earns a higher interest rate
** After the first 6 withdrawals or transfers each month, a per-withdrawal charge of $10.00 will be imposed
- Open Now
- Pay You First
- No*
- Yes**
- Yes
- No minimum to open
- Monthly maintenance fee (requires at least one $25.00 or greater auto credit transfer per month from a Standard Affluent Private Bank checking account to avoid the monthly maintenance fee)
- Interest bearing account (tiered)
- Complimentary Online Banking
- Quarterly Statements
** After the 1st withdrawal or transfer each month, a per-withdrawal charge of $10.00 will be imposed
- IRA Savings
- Yes
- Yes
- Yes
- Minimum to open $50.00
- $7.00 monthly maintenance fee
- Variable rate with no fixed term, no penalty for withdrawal
- Contributions and Distributions are subject to IRS Laws
- Can roll over traditional or ROTH IRAs
- Minimum balance of $500.00 to avoid the monthly maintenance fee
- Quarterly Statements
- Interest bearing account (variable, no fixed term)
